Maintaining health insurance is an important factor to help protect health and reduce the financial burden on employees. Health insurance brings peace of mind to employees when facing job loss or unemployment, ensuring they can still access necessary medical services. So, how does the law regulate health insurance benefits during unemployment?
What unemployment insurance benefits are the employees entitled to?
When participating properly and meeting regulations, employees can enjoy the following unemployment insurance benefits:
– Unemployment allowance.
– Job counseling and recommendation support.
– Vocational training support.
– Support for training and retraining to improve qualifications of occupational skills for job maintenance for workers.
Employees can enjoy health insurance benefits during unemployment, is this correct?
Pursuant to the provisions of Article 51 of the Employment Law 2013, people receiving unemployment benefits are entitled to health insurance in accordance with the law on health insurance.
Correspondingly, when unemployment allowance stop, employees will also stop receiving health insurance.

To receive health insurance benefits during unemployment, what conditions must be met?
Employees who enter into a labor contract or working contract and are paying unemployment insurance are entitled to unemployment allowance and health insurance benefits during the period of unemployment when they fully meet the following conditions:
– Termination of labor contract or working contract, except in the following cases:
+ He/she unilaterally terminates the labor contract or working contract in contravention of law;
+He/she receives monthly pension or working capacity loss allowance.
– Have paid unemployment insurance for from 12 months within 24 months before termination of the fixed-term/indefinite-term labor contract or working contract; or have paid unemployment insurance for from 12 months within 36 months before termination of a seasonal labor contract or for a certain job with a term of 03 months to less than 12 months.
– Having submitted a dossier for receipt of unemployment allowance to an employment service center;
– Having not yet found any job after 15 days from the date of submission of the dossier for receipt of unemployment allowance, except the following cases:
+ He/she performs the military or public security obligation;
+ He/she attends a training course of full 12 months or longer;
+ He/she serves a decision on application of the measure to send him/her to a reformatory, compulsory education institution or compulsory detoxification establishment;
+ He/she is kept in temporary detention or serves a prison sentence;
+ He/she goes abroad for settlement or as guest worker;
+ He/she dies.
>> SUSPENSION, TERMINATION OF UNEMPLOYMENT ALLOWANCE? https://linconlaw.vn/suspension-termination-of-unemployment-allowance/
>> PROCEDURE FOR UNEMPLOYMENT ALLOWANCE https://linconlaw.vn/procedure-for-unemployment-allowance/
Legal basis:
- Law on Employment 2013;
- Decree No. 28/2015/ND-CP dated March 12, 2015 of the Government detailing the implementation of a number of articles of the Employment Law on unemployment insurance.
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